Buy a home in Miami with Higgins Homes Realty Group

30+

Years Experience

21

Years as Broker

"I'm not an agent who works for a company — I am the company. There is a big difference!"

How the Buying Process Works

01

Free Consultation

The most important part of this journey is the initial consultation we will have. You will leave feeling confident and educated on important "steps" in the buying process.

02

Get Pre-Approved

I always tell my buyers — "Go find the money and then we will go shopping." Meaning: take the time to do a solid pre-approval with your bank or preferred lender. Come see me after! If you need recommendations — call me!

03

Targeted Home Search

I will curate listings that match your criteria — not just what's on Zillow. I will introduce you to any "off-market" opportunities as well!

04

Tour & Evaluate

We will tour properties together where I will share with you my honest insight and thoughts on what we are looking at. I will teach you my thought process about "removing obstacles" and omit properties on our list and why.

05

Offer & Negotiate

I am very specific on how I submit my offers. I know what listing agents are looking for and I want to make sure we get you into the "property of your dreams!" "Working the numbers" is the easy part.

06

Inspections & Due Diligence

I will coordinate inspections, review disclosures, and flag anything that could affect your decision — before you're committed. I will educate you on the "escape routes" of a sales contract "just in case".

07

Close & Get Your Keys

This can always be a stressful time for buyers — if you have the wrong agent, then yes. With me — no! You will be well aware of the possible "closing day blues" that can pop up. However, I will have you ready!

Ready to get started?

Fill out Joe's quick buyer intake form and he'll be in touch within 24 hours.

Start Now

Mortgage Calculator

Estimate your monthly payment. Rates are for illustration only — contact Joe for current lender rates.

$650,000
$100K$5M
20% — $130,000
3%50%
6.75%
2%12%

Estimated Monthly Payment

$3,373

Principal & interest only

Loan Amount$520,000
Down Payment$130,000
Total Interest$694,176
Total Cost$1,344,176
Get Pre-Approved

Why Buyers Choose Joe

30+ Years of Experience - Miami Native

"I lived in Brickell in 1994 off of South Miami Avenue when the only thing there were the condos on Brickell Ave. There was zero nightlife except for Tobacco Road. I basically watched them build what is there now." I have lived from Aventura to West Kendall - I know Miami well!

Broker-Owner, Not a Sales Agent

There's a huge difference. As the broker-owner of Higgins Homes Realty Group, I answer to my customers and clients - not a sales quota. I am a boutique real estate broker in essence.

Responsive & Accessible

"There are times where I would answer my cell at like - 10:30PM - and Melissa would look at me like - "you're really going to make me pause this scene". I can't help it though, my customers and clients need me. She understands and appreciates my dedication."

Explore Miami's Neighborhoods

From Brickell's waterfront high-rises to Pinecrest's lush estate lots — every neighborhood has its own personality and price point.

Miami luxury waterfront home

Buyer FAQ

Do I need to be pre-approved before we start looking?

Not necessarily — but it's strongly recommended. Pre-approval tells us your true budget and makes your offer far more competitive. Joe can connect you with trusted local lenders if you need guidance.

How much does it cost to use a buyer's agent?

In most transactions, the seller pays the buyer's agent commission. You get Joe's full expertise and representation at no direct cost to you.

How long does it typically take to buy a home in Miami?

From search to closing, most buyers are in their new home within 45–60 days. Cash transactions still need about 30 days.

What neighborhoods should I consider?

That depends entirely on your lifestyle, commute, and budget. Joe will walk you through every option — from Brickell's urban energy to Pinecrest's quiet estates.

Can you help with condos and investment properties too?

Absolutely. Joe specializes in all property types — single-family homes, condos, waterfront estates, multi-family, and investment properties across Miami-Dade.

Let's Find Your Home

Tell Joe what you're looking for and he'll get to work immediately — no obligation, no pressure, no surprises.